Tailored to you
Panda insurance are specialists when it comes to motor trade. We have a team of qualified experts at hand to ensure that you get the right cover if you are working in the trade industry. Because we provide tailored insurance policies for all motor trading needs, we cover anything from buying and selling motors, to repair work and maintenance. We have the expertise to provide you with the right motor trade policy, at a competitive price. We cater for all, be it a newly starting out trader or an established individual or business, and continue to provide assistance throughout the lifetime of your cover. Our support is open for all so get in touch with our experts if you need help in getting the cover you need, or even if you know what you need.
Because our cover is underwritten by a range of big insurers, you are guaranteed top level cover from Panda Insurance. Included are Aviva, Allianz, AXA and LV among others. Our flexible instalment plans and interest free payment options give you the freedom to manage your payments in a convenient manor. For more on your options, speak directly with our experts today! Remember, our excellent customer service is void of any call centre operations so you are guaranteed a great service.
Our cover is completely comprehensive with the ability to add additional features when called for. Panda take the stress and difficulty out of getting insured.
Obtaining insurance for your car sales or servicing business has never been as easy. Panda provide cover for those based at home, in dedicated premises or garage. Because our motor trade insurance is flexible, we will work with you to identify what your requirements are and ensure that those needs are met. Our team of experts have years of experience and so you are guaranteed an excellent service with Panda Insurance.
All the cover you expect, plus more, our flexibility ensures you have plenty options. Extras include liability cover such as public & employee cover, split indemnity cover and sales and service indemnity cover. For those working in the vehicle servicing industry we can provide cover for all your tools and machinery. Accompanied or unaccompanied demonstration cover available. We can extend your policy to cover multiple drivers, and can include cover for your building if needed. If you are a driver with negative history, or would like to discuss possibilities of no claims protection get in touch!
There are a few types of Liability insurance which you should be aware of.
Public Liability insurance, this protects you against any claims made against your business from the result of a member of the public being injured or any damage made to their property. If you or your employees are the cause of an injury or death made to a member of the public, it will protect you with cover required for these events. It can also extend to provide you cover to any damage that may have been done to any third party property, plus any legal defence costs.
Employers’ Liability insurance which is compulsary by law if you employee anyone and will protect you against claims made from permanent and temporary employees who may injure themselves whilst at work.
Unlike other trades, the motor trade industry has so many potential threats, such as chemicals, tools and heavy machinery that the chances of an accident occurring are much greater. This is one of many reasons why it is so important to protect yourself and your business by having the correct Motor Trade Liability insurance.
Products Liability protects you from any claim made against you following the sale of an item which fails or becomes faulty causing injury or harm to someone.
Sales & Service Indemnity insurance, protects you against any claims made should anyone being injured or harmed following defective workmanship.
Mechanics are a vital part of motoring, as any car owner will tell you. As we understand the importance of mechanic insurance, we are the best people to turn to if you need help in this area. We can cover your building and contents, including tools and machinery. We can also provide cover for mobile mechanics, who need a more bespoke policy compared to typical mechanic trade insurance. Cover can be tailored to your needs, no matter what service you offer. Vehicle servicers, repairers and breakdown operators can be catered for, plus additional cover for new premises and extra staff members can be arranged depending on the policy you may already have.
Additional cover for your motor trade policy can be arranged. Our team of expert and knowledgeable motor trade experts are at hand to talk with you directly about additional extras. Public and employees liability insurance may be needed, and we can make sure you have that included in your policy.
Our range of cover at Panda is extensive, so much so that we cover breakdown and recovery service operators. We provide cover for both yours and your customers vehicles that you are involved with so you can have piece of mind that you’re fully covered. Multiple drivers can be added, as well as all your vehicles, tools and machinery. As with most of our policies, we can offer public and employers liability insurance.
Motor insurance can be bewildering, with the sheer amount of different service types available, but if you are a part-time trader we will be able to put your mind at ease and help you to find the option that suits you best.
If you are an individual, or part of a smaller business, our road risk insurance ensures you are fully covered. This is the starting point of most motortrade policies and covers the essential need to drive your motortrade vehicles on the road. It is simlilar to a traditional motor insurance policy but with the added benefit of being able to drive any vehicle* as opposed to just one vehicle.
*Each insurance policy will have different restrictions and conditions on which vehicles can be driven.
With our combined policies, you will be able to get an insurance plan which covers a wide range of possibilities. Ideal for larger businesses, our combined insurance is ideal for establishments. Our combined insurance provides cover against assets such as your tools and stock. We can also provide cover for Engineering Inspection and Business Interruption, and Goods in Transit if required.
Valeters are often working with specialist equipment including water and chemicals. Having the correct insurance in place ensures that you are covered in case of an accident. This includes injuries to your employees or customers, and the vehicle and tools in question. Loss and theft, including out of hours and overnight time cover can also be arranged to ensure your customers vehicles and your equipment are safe. Building and contents insurance is also available, plus all the usual liability covers if needed.
Panda Insurance also offer comprehensive plans that cover all the bases when it comes to garage, services and MOT. We are flexible ensuring that we can offer you additional options such as instalment choices, instant cover and same day documents dependant on insurer.
It doesn’t matter what type of service you provide, we have you covered here at Panda Insurance! Service industries such as tyre and exhaust fitters may require a slightly different trade insurance policy. We can offer you features such as sales and service indemnity, liability cover for public and employees, premises and tools cover. Your stock of vehicles, including your multitude of drivers can also be covered, no matter the quantity you have.
Start your free quote above, or call us for more information and advice.